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Google Pay

Contributor(s): Matthew Haughn

Google Pay is an electronic wallet and payment service offered by Google for online shopping.

Electronic wallet services enable easy online transactions with minimal security risk to a user’s primary bank account or credit cards. When used online, Google Pay and similar services protect the security of connected accounts because the bank account or credit card information is not passed along to the seller. As with other electronic payment services, a user transfers money from other accounts into the digital wallet for use on compatible apps and sites.

In 2017, Google Pay combined the company’s two previously separate services, Android Pay and Google Wallet. The unified Google Pay is accepted everywhere the previous two services were accepted. As a reslut, users have fewer account details to keep track of as well as the convenience of NFC payment on Android devices where it is supported. Websites that support Google Pay include Airbnb, Dice, Fandango, HungryHouse, Instacart and of course the Google Play app store.

Although uniting Google Wallet and Android Pay into one service does simplify things for Android users, there is still a lot of competition for pay services and many sites offer their own solutions. PayPal, Samsung Pay, Walmart Pay, Fitbit Pay, and Venmo are just a few competitors among electronic payment services.

This was last updated in January 2018

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