Browse Definitions :
Definition

card dipping (EMV card dipping)

Card dipping is the insertion of a credit or debit card into a reader in an automated teller machine (ATM) or EMV point of sale (POS) terminal.

Dipping can be contrasted with swiping, the act of sliding a magnetic stripe card quickly through a magnetic stripe reader.  When a cardholder swipes their magnetic card at a retailer, the point-of-sale terminal reads the card’s magstripe and sends the acquired data to the card issuer for authorization. As an additional security mechanism, the cardholder may be asked to provide another authentication factor by entering a personal identification number (PIN) or by providing a signature.

With dipping, the card is inserted into the reader chip-side first.  The card remains in the reader until the dip reader spits the card out or provides the cardholder with an audible or visual signal that indicates the reader has acquired the information it needs from the card's embedded microchip. Industry pundits may also refer to chip dipping as "chip and dip."

As with magnetic card authorizations, smart chip cardholders may be asked to provide a second authentication factor.  In the United States, this is typically a signature authorization but in other parts of the world, the second factor is most often a PIN or biometric payment identification factor such as palm, voice, iris or facial recognition.

CreditCards.com has a video that explains more about EMV smart card dipping.

This was last updated in October 2015

Continue Reading About card dipping (EMV card dipping)

Join the conversation

1 comment

Send me notifications when other members comment.

Please create a username to comment.

Is it possible to update POS software by running script?
Cancel

-ADS BY GOOGLE

File Extensions and File Formats

Powered by:

SearchCompliance

  • regulatory compliance

    Regulatory compliance is an organization's adherence to laws, regulations, guidelines and specifications relevant to its business...

  • privacy compliance

    Privacy compliance is a company's accordance with established personal information protection guidelines, specifications or ...

  • data governance policy

    A data governance policy is a documented set of guidelines for ensuring that an organization's data and information assets are ...

SearchSecurity

  • asymmetric cryptography (public key cryptography)

    Asymmetric cryptography, also known as public-key cryptography, is a process that uses a pair of related keys -- one public key ...

  • Evil Corp

    Evil Corp is an international cybercrime network that uses malicious software to steal money from its victims' bank accounts.

  • Plundervolt

    Plundervolt is a method of hacking that involves depriving an Intel chip of power so that processing errors occur.

SearchHealthIT

  • telemedicine (telehealth)

    Telemedicine is the remote delivery of healthcare services, such as health assessments or consultations, over the ...

  • Project Nightingale

    Project Nightingale is a controversial partnership between Google and Ascension, the second largest health system in the United ...

  • medical practice management (MPM) software

    Medical practice management (MPM) software is a collection of computerized services used by healthcare professionals and ...

SearchDisasterRecovery

SearchStorage

  • M.2 SSD

    An M.2 SSD is a solid-state drive (SSD) that conforms to a computer industry specification written for internally mounted storage...

  • RAID (redundant array of independent disks)

    RAID (redundant array of independent disks) is a way of storing the same data in different places on multiple hard disks or ...

  • cache memory

    Cache memory, also called CPU memory, is high-speed static random access memory (SRAM) that a computer microprocessor can access ...

Close